Why choose OUTsurance?

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Great Products

Don't waste your time with second-rate insurance products! At OUTsurance, we've specifically designed our products to make sure that you'll be covered no matter what happens.

Low Premiums

In strong contrast to other insurers, we choose to make fewer assumptions about you or your insurance needs. Your insurance premium is based on your personal risk factors. So, if you have a low risk profile, we'll reward you with a low premium.

Fast Claims Service

If ever you need to claim - here's hoping you're insured with OUTsurance! Our claims team is dedicated to helping you every step of the way so that your life can return to normal as soon as possible.

Cash OUTbonus

At OUTsurance, you're guaranteed to receive 10% of your paid premiums back in cash if you don't submit any claims for a period of three consecutive years. Read more about the cash OUTbonus.

Insurance from OUTsurance

This is why you’ll love insuring with OUTsurance

We do our very best to work out a deal that saves you money on your insurance!
At OUTsurance your premium is determined around your risk factors and yours alone. We can cover you for much less than what you are currently paying if you're a low-risk client.
Just like you, we absolutely hate hidden costs, complicated insurance documents and fine print. That's why there is no fine print and our documents are easy to read!
You'll never pay any insurance broker fees or commissions - because we cut out the middleman.
We realise that without you, OUTsurance simply wouldn't exist. That's why you can be sure to receive awesome service every time you deal with us.
We know just how inconvenient it is when you've suffered a loss and have to claim. We will do our best to process your claim as quickly as possible and get you sorted ASAP!
Receive free Help@OUT emergency roadside and home assistance - 24 hours a day, 7 days a week.
If you remain claim free for three years, you'll get 10% of your paid premiums back in hard cash. Remember we pioneered the OUTbonus and have paid over R1 billion back to clients.
You can also now get life insurance from OUTsurance! We offer cheap insurance premiums and peace of mind death cover, disability cover and critical illness cover.

Documents | Frequently Asked Questions

Awesome personal insurance products

See below for our selection of personal insurance products.

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Car Insurance

With our comprehensive car insurance product, you're covered if you are involved in a car accident; an unfortunate victim of theft or hijacking; or if your vehicle is damaged intentionally by someone else. It also covers your vehicle if it is damaged by acts of nature (including flood), explosion and fire. Cover for hail damage comes standard with our comprehensive car insurance package.

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Contents Insurance

Your household contents are made up of all the moveable 'things' in your house - from your cutlery and crockery to that fancy new flat screen TV. In the event of a valid contents insurance claim, we'll repair or replace these items.

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OUT-and-About (All Risk) Insurance

To complement our value-for-money household contents cover, we've put together OUT-and-About insurance cover for items such as clothing, jewellery, sporting equipment, cellular phones, laptops, MP3 players and cameras. There's no place on earth where you won't be covered, so make sure that whenever you leave your house, you take OUTsurance with you.

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Buildings Insurance

Your house is probably your most valuable asset, and that's exactly why we've put in a great deal of time and effort to design a buildings insurance package (also known as 'homeowners insurance') that will have the structure of your house properly covered. OUTsurance covers your building for the full cost of rebuilding or repairing it with brand-new materials.

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Bicycle Insurance

If you’re passionate about cycling, you probably bought the very best bicycle you can afford. Anything to get that competitive edge and to help bring out the best in you, right? We get this. That’s why we’ll cover your bicycle for loss or damage caused by theft, hijacking, fire, or accidental damage. Read more.

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Watercraft Insurance

Let’s get your motor boat, jet ski and even your rubber duck covered! We’d love to help you out in case of a fire, storm, flood, or explosion. Click here to read more about this great insurance package.

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Personal Accident

We’d like to provide you with personal accident insurance cover in case of an accidental death or permanent disability as well as for accidental temporary total disability. Click here to find out more about our personal accident insurance package.

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Essential Insurance

We developed Essential OUTsurance to offer straightforward budget insurance. The packages are specifically designed to fit even the tightest budget, providing you with peace-of-mind insurance for your vehicle, contents and building.

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