Household contents insurance products up for grabs!
Standard Contents Insurance
We'll cover your household contents against theft, intentional damage to your valuables, as well as damage caused by a power surge or a burst geyser. Even damage to your contents due to fire, lightning storm, hail and flood is covered. We'll apply an automatic annual inflation-linked adjustment to ensure that your contents won't be under-insured. Our standard household insurance package also takes care of personal liability which covers you if your domestic worker gets injured while on duty or where you may be held responsible for causing death or injury to someone else or damage to their property. Don't forget to add our OUT-and-About product where you'll receive cover for items you take or use outside your house. To insure the structure of your building or any permanent fixtures or fittings, read more about our buildings insurance product.
Essential Contents Insurance
Essential Contents Insurance
OUTsurance has put together an innovative low-cost alternative to standard contents insurance, available for household goods that are worth less than R50 000. Read more about our essential contents insurance product.
Awesome household contents insurance benefits - this is what you'll get out
- Your household content insurance excess remains fixed, regardless of the value of your claim.
- Enjoy peace-of-mind, knowing that your household contents insurance premium is guaranteed for 12 months.
- Receive free Help@OUT emergency home assistance - 24 hours a day, 7 days a week.
Don't forget your free bonus benefits
We wanted to make sure that you're compensated if any of the following should happen to you:
- Theft of money, personal documents, garden furniture, personal possessions of guests, groceries from your vehicle or theft of your domestic employee's contents from your home.
- Groceries spoiling in a fridge or freezer as result of a power failure out of your control.
- Fraudulent use of credit cards, cash cards or account cards - we'll cover the first R2 500.
- Hole in one or full house for the golf and bowling enthusiasts.
- Injury to your pet (this includes veterinary costs as a result of a car accident).
- Compensation (up to R5 000) for the death of your spouse caused by fire or theft at your home.
- Loss or damage to locks, keys and remote controls of your home.
Add that little something extra
Why not add one or more of our great optional products to your contents insurance cover?
* click on arrows to expand
If you have a holiday home, or if your home is unoccupied for 60 or more consecutive days, this option is perfect to cover all your household items against theft.
This provides cover for items that are permanently kept outside such as pool cleaning equipment, jungle gyms or patio sets.
Our standard cover provides cover for items that are used for private purposes. However, this optional cover provides the perfect solution for insuring items (such as fax machines, PCs or printers) that you're using for your business.
Our standard contents cover already provides cover for your contents when you move house and when the vehicle transporting the goods is involved in a car accident. However, this optional cover ensures that your contents are also covered in case of theft during the move to your new home.
You can extend your current liability limit to as much as R20 million.
Receive cover in case of damage to your contents or bodily harm caused by the spreading of veldfires.
* Business OUTsurance also provides contents insurance for businesses.