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Car insurance - you deserve the best!

Awesome Products

At OUTsurance, we want to give you give you the best, most comprehensive, all-inclusive, car insurance package ever made!

We want to make sure you'll be insured for anything and everything, to include ill-timed bumper bashings; smash and grab incidents; theft and hijacking; hail damage (not all insurers cover this as standard); fire damage; and even if someone else damages your vehicle intentionally.

Don't settle for second best! Join an insurance company where you'll be properly covered, no matter what.

Impressive Benefits

At OUTsurance, we love thinking up ways to give you more than what you bargained for!

You'll automatically receive free Help@OUT emergency roadside assistance, 24 hours a day, 7 days a week.

We'll also throw in insurance cover in countries outside South Africa, to include Zimbabwe, Botswana, Lesotho, Swaziiland, Malawi, Nambia, and Mozambique.

As an OUTsurance client, you'll enjoy discounted rates at various service providers. This includes a special reduced rate on tracking devices!

OUTstanding Service

We stand firm in our belief that if you're insured with OUTsurance, you should be treated like royalty!

Our claims team will process your claim faster than you'd ever expect - we're dedicated to get you back on the road as quickly as we can. We'll also make sure that your vehicle is repaired by one of our approved panel of repairers. All repairs are guaranteed for 12 months.

This probably explains why we've won numerous awards for fast and fair claims settlement, service excellence, and why we've been voted top short-term insurance brand in South Africa (five times already)!

Just a few minutes of your time could mean significant savings on your car insurance premium each and every month!

At OUTsurance, we ask you more questions to find more ways to save you money!

Also, because we choose to deal with you directly, you'll never have to pay broker fees or commissions, ever! In addition, we offer fixed excesses, 12-month guaranteed premiums, a cash OUTbonus, and discounted rates at selected service providers.

Get an online quote now and start saving!

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Car insurance products up for grabs!

Comprehensive Car Insurance

Our comprehensive car insurance product is one of our premier insurance packages! We've gone out of our way to make sure that you are covered if your vehicle is in an accident, or if you can be held legally liable for damage to someone else's property. Your vehicle is also covered for theft and hijack. Not to mention acts of nature - there's no storm or earthquake big enough that could get in the way of us protecting your assets. If you're a motorcycle enthusiast, you'll be happy to know that you can also take out comprehensive and limited motorcycle insurance for your superbike, tourer, off-road bike, cruiser, scooter and quad bike.

Limited Car Insurance

You are covered for damage to your own vehicle caused by fire as well as for damage caused to the property of other parties. Your vehicle is also covered for theft and hijack. Accidental damage to your own vehicle is not covered.

Liability to Other Parties

You are covered for liability to other people where a vehicle accident caused damage to their property

Essential Insurance

Essential OUTsurance is a no-frills option that provides cheap car insurance for vehicles that are not financed, valued at less than R50 000 and older than five years. The good news is that a significant portion of the damage to your own vehicle will be paid for - getting you back on the road again. Click here for a budget insurance deal.

Safe_Driver@OUT

A comprehensive vehicle insurance package designed around your unique driving style. Your premium is based on how you drive which means that if you've adopted a safe, conservative driving style - you'll be rewarded with significantly lower insurance premiums. Click here for more information.

Comprehensive Cover
Limited Cover
Liability to Other Parties
Essential Insurance
Safe_Driver@OUT

Car Insurance Quote

OUTsurance car insurance provides affordable insurance for your car, vehicle and auto motor. Get a car insurance quote online and save.

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Optional car insurance products

Why not add one or more of our optional products to your car insurance cover?

* click on arrows to expand

Sound equipment

This optional product provides the perfect solution for covering all sound equipment, including factory-fitted and after-market fitments. This includes all components of the sound equipment, its speakers and amplifiers.

Non-standard accessories

If you add accessories such as tow bars, boot spoilers, bull bars or leather seats that were not factory fitted - we will cover them under our optional cover.

OUT-in-Africa

OUT-in-Africa is a great add-on, especially if you travel to countries outside South Africa such as Angola, Botswana, Kenya, Lesotho, Malawi, Mozambique, Namibia, Swaziland, Tanzania, Uganda, Zambia and Zimbabwe. Click here for more information.

Car hire

This option provides you with a rental car for up to 30 days if your vehicle has been stolen, hijacked or damaged in an accident and is being repaired at the panel beater.

Business use in other countries

This optional vehicle insurance cover extends business use to Botswana, Lesotho, Malawi, Mozambique, Namibia, Swaziland and Zimbabwe. You can get additional cover for business trips to other African countries to include Kenya, Tanzania, Uganda and Zambia as well as all areas South of Lubumbashi in the DRC.

Vehicle credit shortfall

This optional product covers the difference between the OUTsured value and the outstanding amount that you owe on your vehicle. The outstanding amount will be paid to the finance company following a claim where your vehicle is written off, stolen or hijacked and not recovered.

Buddy@OUT

Together with Good Fellas, we have a great option to get you home safely after you enjoyed a few drinks and would rather be escorted home to ensure your safety and that of others. You'll have a personal driver at your disposal, which means that you can enjoy yourself responsibly. Click here for more information.

Vehicle credit life

Vehicle credit life enables you to carry on paying for your vehicle if you die, become disabled, fall critically ill or are retrenched. Click here for more information.

* Business OUTsurance also provides car insurance for businesses.

Vehicle Insurance | Motor Insurance